Jana Small Finance Bank is a small finance bank that commenced operations on March 28, 2018. Prior to becoming a bank, the company was India's largest microfinance institution, Janalakshmi Financial Services founded July 24, 2006.

Key Benefits
Interest Payout Option
Min amount
Max amount
Penalty on premature withdrawal


Tenure(Months) Reinvest interest Take interest payout
12 8.50% 8.75%
24 8.6% 9.0%
36 8.5% 8.75%
48/60 8.0% 8.25%

Note: For senior citizens add 0.6% more